We did not see an updated rate sheet today.  Assuming the Producer Price Index tomorrow morning does not reflect out of control inflation and that the stock market does not stage a significant rally, we should see rate sheets improve tomorrow am.  It is very important to note that we cannot yet ascertain a trend either toward lower or higher rates.  It is important at times like these to watch the market carefully and to not be lulled into waiting for a hypothetical lower rate.   We did recommend floating today with a careful watch at what happens tomorrow with the release of the Producer Price Index and in anticipate of the Consumer Price Index on Wed.